Credit, refined.
Borrow $200 — $5,000
with Dash Credit.

Eligible Dash Credit members may borrow between $200 and $5,000. The precise amount depends on your income, state of residence, and member loyalty level. New borrowers typically begin with a smaller amount and unlock higher limits and lower rates as they repay responsibly.

Same-day funding is available on business days when your application, eSignature, and any confirmation steps are completed before 11:45 a.m. Eastern Time. Real-time funding may be available in as little as two hours, even on non-business days, for participating banks.

Yes. We serve members across the credit spectrum. Our underwriting prioritises your income and ability to repay rather than relying solely on traditional credit scores. We do not typically pull from the big-three credit bureaus, so checking your offer will not impact your FICO score.

A traditional payday loan is repaid in a single lump sum on your next payday — which can be stressful and lead to a cycle of debt. An installment loan is repaid in smaller, scheduled payments over several months, which is usually more manageable and predictable for your budget.

To apply, you must be at least 18 years old, a U.S. resident in a state where we operate, have an open checking account, and earn a steady, verifiable income deposited into that account.

Never. You may pay off your loan in full at any time without penalty, and you may make extra principal-only payments. Paying early can significantly reduce your total cost of borrowing.

Checking your offer with us does not perform a hard pull on the major credit reporting agencies (Experian, TransUnion, Equifax), so your FICO score is not affected by applying. We use alternative credit data sources to evaluate eligibility.