Privacy Policy.

Dash Credit operates the website dashcreditapp.com and provides online consumer lending services. This Privacy Policy applies to all information collected through our website, mobile applications, customer service interactions, and related loan products.

We are committed to transparent data practices and to protecting your privacy. If any provision of this policy is unclear, please contact us using the details in Section 10 before proceeding with an application.

We collect information from and about you in several ways:

Information you provide directly

• Full legal name, date of birth, and Social Security number
• Mailing address, telephone number, and email address
• Employment, income, and banking information necessary to evaluate your loan application
• Government-issued identification documents when required for verification

Information collected automatically

• Device and browser information, IP address, operating system, and approximate geographic location
• Page interactions, time spent on pages, referral source, and clickstream behavior on our website
• Cookies, web beacons, and similar tracking technologies (see Section 5)

Information from third parties

We obtain information from credit reporting agencies, identity verification services, banking data providers, and our advertising and marketing partners. This may include credit history, fraud indicators, and account verification data.

We use the information described above to:

• Evaluate, process, approve, and service loan applications
• Verify your identity and prevent fraud, money laundering, and other illegal activity
• Communicate with you about your application, account, and our services
• Report payment performance to consumer reporting agencies where applicable
• Improve our website, products, and customer experience
• Comply with applicable laws, regulations, court orders, and legal processes
• Send marketing communications about our services where permitted (you may opt out at any time)

We do not sell your personal information. We may share it with the following categories of recipients:

• Service providers performing functions on our behalf — including payment processors, identity verification vendors, cloud hosting providers, and analytics companies
• Credit reporting agencies for the purposes of credit evaluation and reporting payment history
• Affiliates and partners with whom we have data-sharing arrangements, where you have consented or where permitted by law
• Legal and regulatory authorities when required by law, court order, subpoena, or to protect our legal rights
• Successors in interest in the event of a merger, acquisition, or sale of business assets

All third parties receiving your information are contractually bound to use it only for the purposes for which it was disclosed.

Our website uses cookies, pixel tags, and similar technologies to maintain user sessions, remember preferences, analyze traffic patterns, and support marketing efforts. You may disable cookies in your browser settings, though some features of the site may not function correctly as a result.

We honor recognized "Do Not Track" signals to the extent technically feasible. We may use third-party analytics tools, including Google Analytics, that aggregate visitor behavior in anonymized form.

We implement administrative, technical, and physical safeguards designed to protect your information against unauthorized access, disclosure, alteration, or destruction. These include 256-bit TLS encryption for data in transit, encryption at rest, role-based access controls, and regular security audits.

No system, however, is impenetrable. We cannot guarantee absolute security, and you transmit information to us at your own risk. We recommend using a strong, unique password and notifying us immediately if you suspect unauthorized access to your account.

Depending on your state of residence, you may have certain rights regarding your personal information, including:

• The right to access the personal information we hold about you
• The right to request correction of inaccurate information
• The right to request deletion of your personal information, subject to legal retention requirements
• The right to opt out of certain data sales or sharing (Dash Credit does not sell personal information)
• The right to opt out of marketing communications at any time
• The right to non-discrimination for exercising any of these rights

To exercise any of these rights, please contact us using the details in Section 10. We will respond within the timeframe required by applicable law.

Our services are not directed to individuals under the age of 18 (or the age of majority in your jurisdiction). We do not knowingly collect personal information from minors. If we learn that a minor has provided us with personal information, we will delete it promptly.

We may update this Privacy Policy from time to time. When we make material changes, we will revise the "Last Updated" date at the top of this page and, where required, provide additional notice through our website or by email.

Your continued use of our services after the effective date of any change constitutes your acceptance of the revised policy.

If you have questions, requests, or complaints regarding this Privacy Policy or our handling of your personal information, please contact our Privacy Office:

Dash Credit Privacy Office
Email: [email protected]
Mailing Address: Dash Credit, Privacy Office, dashcreditapp.com

We will acknowledge receipt of your inquiry within five business days and provide a substantive response within thirty days, or sooner where required by law.